$100 thousand loan for 5 years - calculate:

Calculate payments: $100 thousand loan, 5 years term.

Loan Amount:			Payment Every Month:	Total Payments:	Total Interest:
$100000, 2.4%, 5 years			$1867	$112000	$12000
$100000, 3%, 5 years			$1917	$115000	$15000
$100000, 3.4%, 5 years			$1950	$117000	$17000
$100000, 3.5%, 5 years			$1958	$117500	$17500
$100000, 6%, 5 years			$2167	$130000	$30000

$100 thousand loan for 40 months, 70 months, or 90 months:

Loan Amount:	Payment Every Month:	Total Payments:	Total Interest:
$100 thousand, 3%, 40 months	$2750	$110000	$10000
$100 thousand, 3.4%, 70 months	$1712	$119833	$19833
$100 thousand, 3.4%, 90 months	$1394	$125500	$25500

Calculations applicable for many banks: Bank of America, U.S. Bancorp, The Bank of New York Mellon, Goldman Sachs Group, etc.